My grand thought for today is that I'm going to make a bumper sticker for my car that reads "Kiss my a** and I'll own yours, now BACK OFF!!"  The only problem, as my son pointed out, is that we live in a state that has NO FAULT insurance!  I think that is one of the worst things ever created.  I get ripped off paying higher costs for being a good driver so all the idiot drivers who cause accidents don't have to pay as much.  If they caused it, why do I have to pay?  When did this ever make sense except to the ones it benefits???